What happens after 20 year life insurance policy?

Life insurance policies are designed to provide financial security for policyholders and their families in the event of an untimely death. These policies typically come with a term length, which can r

Why is term life insurance better than whole?

Term life insurance and whole life insurance are two types of life insurance policies that cater to different needs and preferences. While both provide a degree of financial protection, term life insu

Is it bad to not spend money on a credit card?

In the modern world, credit cards have become an integral part of our daily lives. They offer a convenient way to make purchases, earn rewards, and even build credit history. However, there is a commo

How long can you go without using a credit card before they cancel it?

Credit cards have become an integral part of modern life, offering a convenient way to make purchases and manage finances. However, with the rise of digital payments and alternative payment methods, s

Can you cancel a credit card if you still owe on it?

Credit cards are a convenient way to make purchases and build credit, but they can also become a source of financial stress if not managed properly. One common question that arises is whether it's pos

Will my credit score go down if I don't use my credit card?

Credit scores are an essential aspect of financial health, and they play a significant role in determining the terms and conditions of loans, credit cards, mortgages, and other financial products. One

What happens when I close a credit card?

When you close a credit card, it's important to understand what happens behind the scenes. Closing a credit card can have several effects on your financial life, including impacting your credit score,

Can I reopen a closed credit card?

Credit cards are a convenient way to make purchases and manage finances. However, there may be times when you need to close your credit card account for various reasons. Once closed, can you reopen it

Do I get my money back if I cancel a credit card?

When it comes to canceling a credit card, many consumers wonder if they will receive their money back. The answer is not always straightforward and depends on various factors such as the terms of the

What happens if you cancel a credit card without paying it off?

If you're considering canceling a credit card without paying it off, there are several factors to consider. Credit cards can be beneficial financial tools if used responsibly, but they also come with

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